FOYER GLOBAL HEALTH SPECIAL

Global Expat Health Insurance

Enjoy our most chosen health insurance plan wherever you are

Special is the right global expat health insurance for you if
you require comprehensive cover, and seek peace of mind in any situation
during your expatriation experience.

Special is chosen because of the balanced combination of benefits and bonuses. With its comprehensive protection, which includes preventive and all kind of medical treatments and a complete package of dental treatments, it offers the right insurance cover for the professional single and for the family.

To move your life abroad, you need an international health insurance, a travel insurance is not good enough.

Insurance Product Information Document (IPID)

Discover our Benefits and Services

SPECIAL health coverage : the plan in detail

Impatient treatment
Special Exclusive
Accommodation in a private or semi-private room
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine)
Hospital charges, including operating theatres, intensive care wards and laboratories
Surgery and anaesthetics
Outpatient surgery instead of inpatient treatment
Drugs and dressings
Physiotherapy, including massages
Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy
Therapeutic aids and appliances

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If needed as a lifesaving measure, Such as cardiac Pacemakers Up to €2,000 for therapeutic aids and appliances, such as artificial limbs and prostheses
Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital

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Up to €5,000 Waiting period of 10 months

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Up to €5,000 Waiting period of 10 months
Complications of pregnancy and childbirth

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Waiting period of 10 months

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Waiting period of 10 months
Newborn care
Congenital conditions

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Up to a maximum of €150,000 per lifetime

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Up to a maximum of €200,000 per lifetime
Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer
Bone marrow and organ transplants (costs for donor and receiver)

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Up to a maximum of €200,000 per lifetime
Psychiatric treatment

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after written pre-approval/waiting period of 10 months

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after written pre-approval/waiting period of 10 months
Inpatient psychotherapy

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after written pre-approval/waiting period of 10 months

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after written pre-approval/waiting period of 10 months
Nursing care at home and domestic help, instead of a hospital stay

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Up to 60 days after written pre-approval

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Up to 90 days after written pre-approval
Substitute hospital cash plan benefit, for treatments not claimed with us.

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€150 per day

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€200 per day
Inpatient follow-up rehabilitation

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Up to 28 days after written pre-approval

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Up to 35 days after written pre-approval
Hospice

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up to 7 weeks

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up to 9 weeks
Day care
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency
Outpatient
treatment
Special Exclusive
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) icon check icon check
Chemotherapy, oncological drugs and treatment icon check icon check
Health Checks icon check

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up to €250
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up to €500
Maternity care and childbirth, services of a midwife or obstetric nurse icon check

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Up to €5,000 EUR Waiting period of 10 months
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Up to €20,000 EUR Waiting period of 10 months
Complications of pregnancy and childbirth icon check

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Waiting period of 10 months
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Waiting period of 10 months
Congenital conditions icon check

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Up to a maximum of €150,000 per lifetime
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Up to a maximum of €200,000 per lifetime
Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings icon check

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up to €2,500
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up to €5,000
Speech therapy icon check

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after written pre-approval
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after written pre-approval
Psychiatric treatment icon check

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Up to €5,000 after written pre-approval/ Waiting period of 10 months
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after written pre-approval/ Waiting period of 10 months
Outpatient psychotherapy icon check

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after written pre-approval
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after written pre-approval
Drugs and dressings icon check icon check
Over-the-counter drugs icon check

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up to €75
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up to €100
Physiotherapy, including massages icon check

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Up to 20 sessions
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Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy icon check

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Up to 10 sessions
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Therapeutic aids and appliances icon check

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up to €1,000
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Vaccinations and immunization icon check

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up to €250
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Vision aids, including an eye test icon check

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up to €150
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up to €250
Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency icon check icon check
Infertility treatment icon check

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50% Up to €7,500 for each insured couple, per lifetime Waiting period of 24 months
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50% Up to €15,000 for each insured couple, per lifetime Waiting period of 24 months
Basic dental
services
Special Exclusive
Two preventive check-ups per insurance year icon check icon check
X-rays icon check icon check
Scale-and-polish cleaning icon check icon check
Treating oral mucosa and gingiva icon check icon check
Simple fillings icon check icon check
Surgery, extractions, root-canal treatment icon check icon check
Night guard icon check icon check
Accidental dental treatment icon check icon check
Major dental
services
Special Exclusive
Major dental services icon check

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Reimbursement for the following benefits up to €2,000 Waiting period of 10 months
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Reimbursement for the following benefits up to €5,000 Waiting period of 10 months
Dentures (for example, prostheses, bridges and crowns, inlays) icon check icon check
Implants icon check

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Up to four implants per jaw and the dentures to be secured to these implants
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Up to four implants per jaw and the dentures to be secured to these implants
Orthodontic treatment icon check icon check
Dental laboratory work and materials icon check icon check
Treatment plan icon check icon check
Accidental dental treatment icon check icon check
Medical Assistance
Special Exclusive
24-hour phone and email service with experienced counsellors, doctors and specialists icon check icon check
Evacuation and Repatriation icon check icon check
Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) icon check icon check
Support and information (by our medical service, second opinion, monitoring the course of the illness) icon check icon check
Guarantee of payment (GOP) (preparing for a stay in hospital) icon check icon check
Advance payment icon check icon check
Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms icon check icon check
Support in organising a “doctor-to-doctor” discussion icon check icon check
Assistance in choosing the prescribed medication, comparable preparations and their side effects icon check icon check
Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) icon check icon check
Additional
assistance (optional)
Special Exclusive
Return travel to the country of residence icon check

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In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
Compassionate family visit icon check

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up to €3,000
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up to €3,000
Delayed return trip icon check

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up to €3,000
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up to €3,000
Getting hold of and shipping vital medication icon check icon check
Return transport or care for children icon check icon check
Help with psychological problems possibly caused by the stay abroad icon check

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Psychological and therapeutic help by phone Up to five calls
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Psychological and therapeutic help by phone Up to five calls
Return of mortal remains icon check

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up to €10,000
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up to €10,000
Document storage (safe custody, help in getting replacements) icon check

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up to €10,000
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up to €10,000
Organizing help if you have legal difficulties icon check icon check
Arranging intercultural training (ex: information on local culture) icon check icon check
Arrangement of a relocation service icon check icon check